Identity Changes Everything
There are billions of people in the world who are creditworthy. Juvo makes it easy for mobile operators to find them.
Like many of those millions of subscribers, Anna spends a lot of time out-of-service because it’s often inconvenient for her to add balance to her account.
Anna carries multiple SIM cards from several operators, chasing the promotion of the day. So you don’t know who she is, she doesn’t develop a loyalty to your brand, and you’re left in the dark about her phone behavior and habits.
Juvo analyzes Anna’s daily mobile behavior to generate scores and quantifies her relationship with you, the operator.
We call it Identity Scoring. Anna can use her scores to borrow voice, data, and balance. And through her interactions, she can improve her scores to access more and more services.
Anna stays on-network longer, and each interaction becomes a chance to learn more about her. Now, you can merchandise personalized offers and services to fit her needs.
Eventually, Anna’s Identity Scores gives her access to life-transforming benefits like banking, small business and education loans, insurance, and even healthcare.
Staying connected makes Anna happy. And when Anna’s happy, she’s a loyal subscriber. Let’s work together to create many, many happy Annas.
Over 80% of mobile users are prepaid subscribers. Juvo transforms subscriber consumption with real-time credit, the first step towards greater mobile financial services.
Increase engagement through a reward-based, smartphone app environment.
Enable alternate consumption with credit extensions, reducing Zero Balance Days.
Increase monthly ARPU through realtime credit and immediate usage of services.
Reduce churn by motivating the prepaid user base with reward based transactions.
Create experiences to complement OTT services.
Use Identity Scoring to target offers and services to generate new revenue streams and provide higher value financial services.
Juvo’s solution combines consumer Internet know-how, sophisticated predictive algorithms, and modern game mechanics to increase loyalty, engagement, and value.
Silicon Valley Consumer
Internet Expertise
Data Science Driven
Identity Scoring
Data science-based Identity Scoring augments top-down credit scoring with bottom-up usage and network data, in real-time, to personalize lending criteria for each subscriber.
Game Mechanics That
Turn Utility Into Delight
Subscribers earn points based on payback, sharing, and other usage behaviors to positively impact engagement, and provide data to create and refine subscriber Identity Scoring
Robust SaaS & BI Solutions
Data visualization from a large subscriber base provide real-time views of key metrics and mobile financial services engagement.
Targeted Marketing Campaigns
Actionable subscriber segmentation enable operators to identify value in real-time, and proactively deliver the right offer at the right time.
Our Global Reach
We value our long-term partnerships with mobile operators all over the world.
Our vision: Financial inclusion for all.
We are passionate people with an expert understanding of the digital consumer, data sciences, global telecom business, and emerging financial services. And we believe that we can make the world a better place.