Identity Changes Everything
There are billions of people in the world who are
creditworthy. Juvo makes it easy for mobile operators to find them.
Meet Anna, one of your millions of subscribers.
Like many of those millions of subscribers, Anna spends a lot of time out-of-service because it’s often inconvenient for her to add balance to her account.
Anna carries multiple SIM cards from several operators, chasing the promotion of the day. So you don’t know who she is, she doesn’t develop a loyalty to your brand, and you’re left in the dark about her phone behavior and habits.
Juvo analyzes Anna’s daily mobile behavior to generate scores and quantifies her relationship with you, the operator.
We call it Identity Scoring. Anna can use her scores to borrow voice, data, and balance. And through her interactions, she can improve her score to access more and more services.
Anna stays on-network longer, and each interaction becomes a chance to learn more about her. Now, you can merchandise personalized offers and services to fit her needs.
Eventually, Anna’s Identity Score gives her access to life-transforming benefits like banking, small business and education loans, insurance, and even healthcare.
Staying connected makes Anna happy. And when Anna’s happy, she’s a loyal subscriber. Let’s work together to create many, many happy Annas.
What We Do
Over 85% of mobile users are prepaid subscribers. Juvo transforms subscriber consumption with real-time credit, the first step towards greater mobile financial services.
Increase engagement through a reward-based, smartphone app environment.
Enable alternate consumption using credit and other financial services, reducing Zero Balance Days.
Increase monthly ARPU through realtime credit and immediate usage of services.
Reduce churn by motivating the prepaid subscriber base with reward based transactions.
Create experiences to complement OTT services.
Armed with subscriber Identity Scores, personalize offers to generate new revenue streams and mobile financial services.
How We Do It
Juvo’s solution combines consumer Internet know-how, sophisticated predictive algorithms, and modern game mechanics to increase loyalty, engagement, and value.
Silicon Valley Consumer
Cutting-edge mobile app design and engineering enable rich interactions between subscriber and operator and facilitate financial transactions.
Data Science Driven
Advanced machine learning determines realtime lending criteria and individual Identity Scores by augmenting top-down credit scoring with bottom-up behavior.
Game Mechanics That
Turn Utility Into Delight
Subscribers are incentivized to engage by earning rewards and achieving status, which translate to credit scoring and segmentation to guide marketing promotions and services packages.
Robust SaaS & BI Solutions
Data visualization from a large subscriber base provide real-time views of key metrics and mobile financial services engagement.
Targeted Marketing Campaigns
Actionable subscriber segmentation enable operators to identify value in real-time, and proactively deliver the right offer at the right time.
Who We Do It For
million Purchases per year
Who We Are
Our vision: Financial inclusion for all.
We are passionate people with an expert understanding of the digital consumer, data sciences, global telecom business, and emerging financial services. And we believe that we can make the world a better place.